About Cornerstone Commercial Capital
Our Mission
At Cornerstone Commercial Capital Inc., we aim to create win-win partnerships. Our approach to finance provides you with capital and resources that allow you to focus on what you do best. Our contractors, builders, and flippers - our partners, are always a phone call away to get access to the financial options they need to get the job done right!
Your Short-Term Financing Solutions for NH, ME & MA
Investment Purchase Funding
Bridge Loans & Cross Collateralization
Investment Purchase Funding
Short-term financing (less than one year) for purchasing means closing quickly without contingency hassles. This solution gives you leverage to make contract offers to close in days, not weeks.
New Construction Funding
Bridge Loans & Cross Collateralization
Investment Purchase Funding
Build your next investment with simple, streamlined financing options that give you access to easy construction loans.
Bridge Loans & Cross Collateralization
Bridge Loans & Cross Collateralization
Bridge Loans & Cross Collateralization
Cross-collateralization and bridge loans are unique financing solutions that allow contractors to access locked-in capital from other properties.
Invest in Your Future - Rates & Terms
Rates & Terms
- 12% Interest Only
- Monthly Payments (Up to 12 Months)
- 1-2 Points Typical
Interest is only charged on the outstanding balance of your loan rather than the rehab holdback portion. This can save you money, as you will not be paying for funds you are not using. The lender also charges no prepayment penalties, so you can pay off the loan quickly to reduce your interest expenses.
Typical Scenarios
Scenario 1: The borrower takes a loan of $500,000 to fix and flip the property. $5,000 is due upfront at closing for points. $5,000 is due for monthly payments, and $500,000 is due at the end of the project.
Scenario 2: The borrower takes a $750,000 loan to purchase the property. $500,000 is for the purchase, and $250,000 is allocated for rehab work. The interest-only payment is $5,000 per month. As the $250,000 is drawn, the interest-only payment increases accordingly.
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